OUR LATEST INSIGHTS

Up to date, high-level business information that is relevant to our clients and contacts, helping keep up to date on the ver-changing business world of today.

[email protected] / May 8, 2026

wkhoury – Ottawa, Ontario

COST REDUCTION CONSULTANTS

Ottawa, Ontario

Wade Khoury

Strategic-Partner
Office: 613-974-2345

Office Information

1420 Houston Crescent Ottawa, Ontario – K2W 1B6
613-974-2345
LinkedIn

Contact Us

When it comes to saving money for your business, the best time to start is right now. Reach out today for a risk-free analysis of your business expenses.

Schooley Mitchell saves our clients an average of 28%, and our entire process takes less than two hours of your time on average. Stop paying your vendors more than you need to. Let Schooley Mitchell put that money back in your pocket.







    Ian Nairn / May 7, 2026

    msetchell – FICA Savings

    ARE YOU LEAVING EXCESS TAX DOLLARS ON THE TABLE?

    Your team has more important things to do than conducting thorough audits of your expenses. Thankfully, that’s what Schooley Mitchell does, all day, every day. We help organizations reduce payroll expenses through FICA tax related savings programs, and at the same time improve employee retention & benefit plans.

    At Schooley Mitchell, we’re entirely independent. Our consultants don’t accept kickbacks or incentives from service providers, and our process is completely risk-free. In fact, we’re so confident in our ability to generate savings for our clients, we’ve based our business model on that very fact. If we can’t deliver on savings, we don’t get paid.

    CONTACT US TODAY

    Employer FICA Payroll Tax Savings

    Monthly Employee Deduction Allowed -$1,200.00
    Employer FICA Tax Reduction 7.65%
    Monthly FICA Savings $91.80
    Monthly Plan Fee -$44.00
    Employer's Net Monthly Cost Reduction $47.80
    Net Annual FICA Savings - Per Employee $573.60

    What is it?

    • A reduction in employer FICA taxes
    • Average savings of $575 per employee, per year - perpetually
    • Can be administered alongside any existing benefits, wellness, or insurance plans
    • No "out-of-pocket cost" - complimentary plan alongside Major Medical Coverage or as a standalone program
    • Employees receive increased wellness & benefits as well as a small increase in net pay

    Who Qualifies?

    • Any organization with a minimum of 5 full-time W2 employees (30+ hours per week)
    • Any organization with an existing Health Plan or any organization looking to establish a brand new benefits program

    Healthier Workforce

    • Improved benefits and wellness plans
    • Better employee retention
    • Attract new talent
    • Increased employee take-home pay

    Michelle Setchell

    Business Optimization Specialist
    Office: 925-243-7370

    Schedule A 30-Minute Introductory Call







      Ian Nairn / May 4, 2026

      mlubawski – FICA Savings

      ARE YOU LEAVING EXCESS TAX DOLLARS ON THE TABLE?

      Your team has more important things to do than conducting thorough audits of your expenses. Thankfully, that’s what Schooley Mitchell does, all day, every day. We help organizations reduce payroll expenses through FICA tax related savings programs, and at the same time improve employee retention & benefit plans.

      At Schooley Mitchell, we’re entirely independent. Our consultants don’t accept kickbacks or incentives from service providers, and our process is completely risk-free. In fact, we’re so confident in our ability to generate savings for our clients, we’ve based our business model on that very fact. If we can’t deliver on savings, we don’t get paid.

      CONTACT US TODAY

      Employer FICA Payroll Tax Savings

      Monthly Employee Deduction Allowed -$1,200.00
      Employer FICA Tax Reduction 7.65%
      Monthly FICA Savings $91.80
      Monthly Plan Fee -$44.00
      Employer's Net Monthly Cost Reduction $47.80
      Net Annual FICA Savings - Per Employee $573.60

      What is it?

      • A reduction in employer FICA taxes
      • Average savings of $575 per employee, per year - perpetually
      • Can be administered alongside any existing benefits, wellness, or insurance plans
      • No "out-of-pocket cost" - complimentary plan alongside Major Medical Coverage or as a standalone program
      • Employees receive increased wellness & benefits as well as a small increase in net pay

      Who Qualifies?

      • Any organization with a minimum of 5 full-time W2 employees (30+ hours per week)
      • Any organization with an existing Health Plan or any organization looking to establish a brand new benefits program

      Healthier Workforce

      • Improved benefits and wellness plans
      • Better employee retention
      • Attract new talent
      • Increased employee take-home pay

      Matt Lubawski

      Strategic-Partner
      Office: 630-344-9576

      Schedule A 30-Minute Introductory Call

      [email protected] / April 30, 2026

      gsingh – Tracy, California

      COST REDUCTION CONSULTANTS

      Tracy, California

      Gurdev Singh

      Strategic-Partner
      Office: 209-650-1035

      Office Information

      7249 Alabaster Way Tracy, California – 95377
      209-650-1035

      Contact Us

      When it comes to saving money for your business, the best time to start is right now. Reach out today for a risk-free analysis of your business expenses.

      Schooley Mitchell saves our clients an average of 28%, and our entire process takes less than two hours of your time on average. Stop paying your vendors more than you need to. Let Schooley Mitchell put that money back in your pocket.







        Ian Nairn / April 29, 2026

        mgriesser – FICA Savings

        STOP LEAKING YOUR MONEY TO THE GOVERNMENT

        Your team has more important things to do than conducting thorough audits of your expenses. Thankfully, that’s what Schooley Mitchell does, all day, every day. We help organizations reduce payroll expenses through FICA tax related savings programs, and at the same time improve employee retention & benefit plans.

        At Schooley Mitchell, we’re entirely independent. Our consultants don’t accept kickbacks or incentives from service providers, and our process is completely risk-free. In fact, we’re so confident in our ability to generate savings for our clients, we’ve based our business model on that very fact. If we can’t deliver on savings, we don’t get paid.

        CONTACT US TODAY

        Employer FICA Payroll Tax Savings

        Monthly Employee Deduction Allowed -$1,200.00
        Employer FICA Tax Reduction 7.65%
        Monthly FICA Savings $91.80
        Monthly Plan Fee -$44.00
        Employer's Net Monthly Cost Reduction $47.80
        Net Annual FICA Savings - Per Employee $573.60

        What is it?

        • A reduction in employer FICA taxes
        • Average savings of $575 per employee, per year - perpetually
        • Can be administered alongside any existing benefits, wellness, or insurance plans
        • No "out-of-pocket cost" - complimentary plan alongside Major Medical Coverage or as a standalone program
        • Employees receive increased wellness & benefits as well as a small increase in net pay

        Who Qualifies?

        • Any organization with a minimum of 5 full-time W2 employees (30+ hours per week)
        • Any organization with an existing Health Plan or any organization looking to establish a brand new benefits program

        Healthier Workforce

        • Improved benefits and wellness plans
        • Better employee retention
        • Attract new talent
        • Increased employee take-home pay

        Mary Griesser

        Strategic-Partner
        Office: 980-780-1222

        Schedule A 30-Minute Introductory Call







          Ian Nairn / April 29, 2026

          lcook – FICA Savings

          FICA Tax Savings Program

          Employer FICA Payroll Tax Savings

          Monthly Employee Deduction Allowed -$1,200.00
          Employer FICA Tax Reduction 7.65%
          Monthly FICA Savings $91.80
          Monthly Plan Fee -$44.00
          Employer's Net Monthly Cost Reduction $47.80
          Net Annual FICA Savings - Per Employee $573.60

          What is it?

          • A reduction in employer FICA taxes
          • Average savings of $575 per employee, per year - perpetually
          • Can be administered alongside any existing benefits, wellness, or insurance plans
          • No "out-of-pocket cost" - complimentary plan alongside Major Medical Coverage or as a standalone program
          • Employees receive increased wellness & benefits as well as a small increase in net pay

          Who Qualifies?

          • Any organization with a minimum of 5 full-time W2 employees (30+ hours per week)
          • Any organization with an existing Health Plan or any organization looking to establish a brand new benefits program

          Healthier Workforce

          • Improved benefits and wellness plans
          • Better employee retention
          • Attract new talent
          • Increased employee take-home pay

          STOP LEAKING YOUR MONEY

          Your team has more important things to do than conducting thorough audits of your expenses. Thankfully, that’s what Schooley Mitchell does, all day, every day. We help organizations reduce payroll expenses through FICA tax related savings programs, and at the same time improve employee retention & benefit plans.

          At Schooley Mitchell, we’re entirely independent. Our consultants don’t accept kickbacks or incentives from service providers, and our process is completely risk-free. In fact, we’re so confident in our ability to generate savings for our clients, we’ve based our business model on that very fact. If we can’t deliver on savings, we don’t get paid.

          Virtually every type of business, in every sector, can benefit from Schooley Mitchell’s expertise and growing cost category specializations.

          Lanz Cook

          Strategic-Partner
          Office: 719-466-8191

          Schedule A 30-Minute Introductory Call







            [email protected] / April 28, 2026

            bspencer – Atlanta, Georgia

            COST REDUCTION CONSULTANTS

            Atlanta, Georgia

            Bryan Spencer

            Strategic-Partner
            Office: 470-664-1440

            Office Information

            8735 Dunwoody Place STE R Atlanta, Georgia – 30350
            470-664-1440
            LinkedIn

            Contact Us

            When it comes to saving money for your business, the best time to start is right now. Reach out today for a risk-free analysis of your business expenses.

            Schooley Mitchell saves our clients an average of 28%, and our entire process takes less than two hours of your time on average. Stop paying your vendors more than you need to. Let Schooley Mitchell put that money back in your pocket.







              Ian Nairn / April 22, 2026

              dsteele – Restaurant Savings

              ARE YOU BEING OVERCHARGED FOR RESTAURANT SERVICES?

              In the bustling restaurant world, you have more important things to do than to conduct a thorough audit and renegotiation of your business expenses; but that’s what Schooley Mitchell does, all day, every day. We optimize your expenses so you can focus on doing what you do best – serving great food and creating a fantastic dining experience.

              At Schooley Mitchell, we’re entirely independent of any vendors. Our consultants receive no incentives or bonuses from services providers. In fact, we’re so confident in our ability to negotiate savings for our clients, we’ve based our business model on that very fact; if we don’t deliver savings, we don’t get paid.

              CONTACT US TODAY

              Savings Delivered

              Restaurant

              $90,000

              Payment Processing Fees

              Multi-Location Restaurant

              $22,000

              Annual Waste Disposal Savings

              Grill Restaurant

              $52,000

              Waste Disposal Fees

              Deli

              68%

              Telecom Expense Savings

              Waste

              How predictable is your waste every month?

              Variability in your waste from month-to-month makes a big difference to certain service providers.

              Is your container size and collection frequency optimized?

              Finding a provider that is both cost effective and meets your needs can be challenging.

              Are your waste disposal fees changing frequently over the course of the year?

              A professional audit of your expenses can get to the bottom of it.

              Merchant Services

              Do you reference the "effective rate" to evaluate how competitive your processing fees are?

              A blended pricing structure makes it more difficult to fully understand all the factors impacting your fees.

              Do you know how your current processing environment impacts your processing fees?

              How you process payments and capture data can have a big impact on your monthly fees.

              Have you asked your processor to provide you an "interchange-plus pricing" quote?

              This pricing structure is often the least expensive and most transparent option.

              Telecom

              Have you conducted a recent usage audit across your telecommunications system?

              In many cases, we find inefficiencies and redundancies in the number of lines and features.

              Have you considered moving to a Voice over IP platform?

              Cloud based telecommunications systems typically provide unique features at lower costs.

              Do you know when your current plan automatically renews?

              Companies typically only have a 30-day window to make changes to their current contract.

              Uniforms & Linens

              Do you rent or purchase uniforms?

              With no inventorial upfront costs and easier access to replacements/repairs, renting from a reliable source has become a preferred option to purchasing outright.

              Does your uniform rental policy properly account for employee damage and loss?

              Loss and damage charges include the purchase of a new garment, as well as associated setup, name tag, logo fees, and sometimes replacement charges.

              Are your laundering and delivery schedules optimized?

              Without the correct cadence, your business could be overspending or not receiving what it needs to operate efficiently.

              Restaurant Supplies

              Are you over or undersupplied?

              We audit your invoices to ensure optimal delivery schedules.

              Are you splitting hairs with multiple vendors?

              We look at all supplies invoices, across all vendors, to make sure everything you need is being ordered, delivered, and replenished effectively.

              Do you require specific product quality or other specifications?

              Schooley Mitchell helps you find the solutions that bet fit your business.

              Compressed Gases

              Do you think your compressed gases expenses are written in stone?

              Commodity markets can be complex and confusing, making it difficult for business owners and managers to navigate.

              Are you certain there are no billing errors in your invoices?

              There are opportunities to optimize pricing structures and recover billing errors.

              Are you receiving all tax benefits available to you?

              Your business might be missing out on significant savings opportunities.

              David Steele

              Strategic-Partner
              Office: 587-857-4545

              Schedule A 30-Minute Introductory Call







                [email protected] / April 20, 2026

                rharris – Simcoe Muskoka, Ontario

                COST REDUCTION CONSULTANTS

                Simcoe Muskoka, Ontario

                Rick Harris

                Strategic-Partner
                Office: 289-814-9911Mobile: 416-823-7346

                Office Information

                30 North Street W Simcoe Muskoka, Ontario – L3V 3S5
                289-814-9911
                LinkedIn

                In Partnership With

                Contact Us

                When it comes to saving money for your business, the best time to start is right now. Reach out today for a risk-free analysis of your business expenses.

                Schooley Mitchell saves our clients an average of 28%, and our entire process takes less than two hours of your time on average. Stop paying your vendors more than you need to. Let Schooley Mitchell put that money back in your pocket.







                  [email protected] / April 20, 2026

                  ksapiano – Oakville, Ontario

                  COST REDUCTION CONSULTANTS

                  Oakville, Ontario

                  Keith Sapiano

                  Strategic-Partner
                  Office: 437-889-5858

                  Office Information

                  2284 Belyea Street Oakville, Ontario – L6L 1N6
                  437-889-5858
                  LinkedIn

                  Contact Us

                  When it comes to saving money for your business, the best time to start is right now. Reach out today for a risk-free analysis of your business expenses.

                  Schooley Mitchell saves our clients an average of 28%, and our entire process takes less than two hours of your time on average. Stop paying your vendors more than you need to. Let Schooley Mitchell put that money back in your pocket.