OUR LATEST INSIGHTS

Up to date, high-level business information that is relevant to our clients and contacts, helping keep up to date on the ver-changing business world of today.

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Ian Nairn / February 7, 2025

achera – Referral Partners

Christian Ortez

Managing Director

As the Managing Director of Saxe Capital, I lead a boutique wealth advisory firm dedicated to serving an exclusive group of accomplished individuals and families whose complex financial lives require a sophisticated, strategic approach. Our clientele includes Silicon Valley founders, tech executives, successful business owners nationwide, and select individuals focused on preserving and growing their wealth.

Understanding that time is our clients’ most valuable asset, we take a proactive, concierge-style approach to financial management—allowing them to focus on what matters most. Whether they are navigating liquidity events, scaling a business, structuring their wealth for long-term sustainability, or building a legacy, we provide the experience and execution needed to streamline and optimize their financial world.

With nearly two decades of experience, I have built my career at leading institutions such as Smith Barney (now Morgan Stanley), Merrill Lynch, and JP Morgan before establishing my permanent home at Saxe Capital. I hold a bachelor’s degree in business administration from San Jose State University and am an alumnus of the Harvard Business School at Harvard University. Additionally, I maintain the Accredited Investment Fiduciary (AIF®), Certified Exit Planning Advisor (CEPA®), and Certified Plan Fiduciary Advisor (CPFA®) designations.

What does Schooley Mitchell do?

Aman helps SME businesses save money by reducing expenses and increasing profits. Aman's process is simple, risk-free, and focused on delivering long-term savings. This means more cash flow for your business and an increase in EBITDA without extra work on your end. He takes care of the cost-saving process so you can focus on running and growing your business. Free up your time and resources to focus on growth while we handle the heavy lifting of cost optimization.

Minimal Effort from Your Team

You focus on growth, not chasing expenses. We handle the entire process from review to vendor negotiations, so you can stay focused on revenue-generating activities.

Stronger EBITDA & Cash Flow

Every dollar of cost reduction flows straight to your EBITDA, boosting your profitability, strengthening cash flow, enhancing your business’s financial health.

Lower Borrowing Costs

A stronger EBITDA positions you as a safer borrower to banks, increasing access to financing, improving creditworthiness, and securing lower interest rates for your business.

Higher Business Valuation

A stronger financial foundation and higher EBITDA drive a higher valuation multiple, positioning you for a more profitable sale and better exit strategy if choose to sell.

Risk-Free Engagement

You only pay if we deliver savings. If no savings are found, you receive a complimentary business valuation — at no cost to you.

Ian Nairn / February 7, 2025

rsmith – Nashville, Tennessee

Contact Us

When it comes to saving money for your business, the best time to start is right now. Reach out today for a risk-free analysis of your business expenses.

Schooley Mitchell saves our clients an average of 28%, and our entire process takes less than two hours of your time on average. Stop paying your vendors more than you need to. Let Schooley Mitchell put that money back in your pocket.

badmin / February 6, 2025

mduna – Houston, Texas

Contact Us

When it comes to saving money for your business, the best time to start is right now. Reach out today for a risk-free analysis of your business expenses.

Ian Nairn / February 5, 2025

joconnell – iCan Financial

Schooley Mitchell services are a perfect fit for iCan Financial’s business clients

Your clients are always looking for new ways to save money and create new revenue streams, without making cuts to staffing or services. iCan Financial has helped clients alleviate pain points through creative solutions – now, let Schooley Mitchell help reduce their vital businesses expenses. On average, we deliver savings of for our clients.

The best part? Our services are completely self-funded from a portion of the savings we achieve. Meaning, if we don’t find any savings, our services come at no cost.

Telecom

Have you conducted a recent usage audit across your telecommunications system?

In many cases, we find inefficiencies and redundancies in the number of lines and features.

Have you considered moving to a Voice over IP platform?

Cloud based telecommunications systems typically provide unique features at lower costs.

Do you know when your current plan automatically renews?

Companies typically only have a 30-day window to make changes to their current contract.

Shipping

Have you considered splitting your shipping business across multiple vendors?

Vendors tend to specialize in certain areas so playing to their unique strengths can reduce your overall costs.

Are you paying for unnecessary delivery guarantees?

Being more flexible on delivery times can significantly reduce your costs.

Do you review your monthly statements to ensure the correct charge codes are used?

Charge codes can be very confusing and require a detailed review to ensure you are being charged correctly.

Waste

How predictable is your waste every month?

Variability in your waste from month-to-month makes a big difference to certain service providers.

Is your container size and collection frequency optimized?

Finding a provider that is both cost effective and meets your needs can be challenging.

Are your waste disposal fees changing frequently over the course of the year?

A professional audit of your expenses can get to the bottom of it.

Compressed Gases

Do you think your compressed gases expenses are written in stone?

Commodity markets can be complex and confusing, making it difficult for business owners and managers to navigate.

Are you certain there are no billing errors in your invoices?

There are opportunities to optimize pricing structures and recover billing errors.

Are you receiving all tax benefits available to you?

Your business might be missing out on significant savings opportunities.

Uniforms & Linens

Do you rent or purchase uniforms?

With no inventorial upfront costs and easier access to replacements/repairs, renting has become a preferred option to purchasing outright.

Does your uniform rental policy properly account for employee damage and loss?

Charges include the purchase of a new garment at full retail price on top of the associated setup, name tag, logo fees, and sometimes replacement charges.

Are your laundering and delivery schedules optimized?

Without the correct cadence, your business could be overspending or not receiving what it needs to operate efficiently.

Packaging & Shipping Supplies

Are all your packaging and shipping supplies, across all parts of the shipping process, accounted for?

This category includes items such as boxes, bubble wrap, packing peanuts, tape, labels, and other materials used to protect and ship goods.

Do you require custom box sizes?

We understand how complicated the design, engineering, and creation process can be, and help you ensure that affording those solutions doesn’t break the bank.

Are your supplies deliveries optimized?

We ensure your vendors don’t under or over deliver.

Ian Nairn / February 4, 2025

moriarty – eCommerce Savings

IS YOUR ECOMMERCE BUSINESS PAYING TOO MUCH FOR ESSENTIAL SERVICES?

Your team has more important things to do than to conduct a thorough audit and renegotiation of your business expenses; but that’s what Schooley Mitchell does, all day, every day. We optimize your expenses so you can focus on doing what you do best.

At Schooley Mitchell, we’re entirely independent of any vendors. Our consultants receive no incentives or bonuses from services providers. In fact, we’re so confident in our ability to negotiate savings for our clients, we’ve based our business model on that very fact; if we don’t deliver savings, we don’t get paid.

Shipping

Have you considered splitting your shipping business across multiple vendors?

Vendors tend to specialize in certain areas so playing to their unique strengths can reduce your overall costs.

Are you paying for unnecessary delivery guarantees?

Being more flexible on delivery times can significantly reduce your costs.

Do you review your monthly statements to ensure the correct charge codes are used?

Charge codes can be very confusing and require a detailed review to ensure you are being charged correctly.

Merchant Services

Do you reference the "effective rate" to evaluate how competitive your processing fees are?

A blended pricing structure makes it more difficult to fully understand all the factors impacting your fees.

Do you know how your current processing environment impacts your processing fees?

How you process payments and capture data can have a big impact on your monthly fees.

Have you asked your processor to provide you an "interchange-plus pricing" quote?

This pricing structure is often the least expensive and most transparent option.

Telecom

Have you conducted a recent usage audit across your telecommunications system?

In many cases, we find inefficiencies and redundancies in the number of lines and features.

Have you considered moving to a Voice over IP platform?

Cloud based telecommunications systems typically provide unique features at lower costs.

Do you know when your current plan automatically renews?

Companies typically only have a 30-day window to make changes to their current contract.

Waste

How predictable is your waste every month?

Variability in your waste from month-to-month makes a big difference to certain service providers.

Is your container size and collection frequency optimized?

Finding a provider that is both cost effective and meets your needs can be challenging.

Are your waste disposal fees changing frequently over the course of the year?

A professional audit of your expenses can get to the bottom of it.

Case Study

The Client:

Signs a Service Agreement that covers our business terms
Provides us with bills, or online access to their accounts, so we can establish a baseline of their current rate structure
Signs a letter of agency, so we can negotiate with their current vendors
Describes their current processing environment

Schooley Mitchell:

Uses our benchmarking data to research options nad negotiates better pricing for the client
Requests, reviews, and validates competitive quotes from other processors
Negotiates with the current vendor for a re-rate
Compiles our research and recommendations into a Value Report
Assists with the cancellation of services if needed
Assists with compliance standards
Implements pricing and changes
Confirms the new price 30 days after implementation

Doing a cost analysis on your own can be an overwhelming task. Schooley Mitchell takes a strategic approach, breaking down our risk-free analysis into several phases to ensure every aspect is considered.

As part of our process, Schooley Mitchell reviews your payment processing services and needs to ensure your costs are optimized and your bills are free of errors.

Schooley Mitchell’s specialized software, benchmarking tools and best-in-class pricing databases ensure our clients never pay too much for their essential services. Schooley Mitchell has relationships with carriers across North America, as well as extensive knowledge of the marketplace.

Client A:

Schooley Mitchell conducted a complete merchant services review for Client A, an e-commerce store that accepts payments online and over the phone.

They were paying $128,009.31 in monthly fees
They were integrated with Point-of-Sale software
There were multiple currencies, processed globally
They used one American processor for all accounts

Client A - Savings Breakdown

Schooley Mitchell’s analysis found that all of Client A’s accountsoutside of North America were on the wrong rate structure.

Schooley Mitchell negotiated and implemented the proper rate structure on each account. The client’s estimated savings over the 36-month agreement is $3,878,899.20.
The client will continue processing with their incumbent vendor and receive annual savings of 50.5%, totaling $775,779.84, after implementing our recommendations.

Ian Nairn / February 3, 2025

gmatthews – The Pandion Alliance

Cost Reduction For Services and Indirect Categories For Pandion Alliance Members

The Pandion Alliance serves as an extension of your purchasing department, providing you with unique pricing and group discounts for supplies and services. Through partnership with Schooley Mitchell, The Pandion Alliance has expanded its capacity to bring you best in class pricing for services and indirect expense categories. Schooley Mitchell helps businesses reduce their vital businesses expenses by an average of , often without a change in vendors.

The best part? Our services are completely self-funded from a portion of the savings we achieve. Meaning, if we don’t find any savings, our services come at no cost.

Business

38% cost reduction on shipping expenses for an escrow company, on top of additional eSignature savings.

33% reduced wireless fees for an Austin-based woodworking systems and machinery group.

37% cost reduction for a mid-sized manufacturer's payment processing fees, even after they were sure we wouldn't identify savings.

Education

$90K saved on a school district's telecom expenses, with no change in vendor.

45% in eSignature savings for a small, private college, on top of additional payment processing fees savings.

40% reduced for a school's waste collection fees, on top of additional data savings of 19%

Healthcare

42% in annual savings for an independent senior living center's garbage, recycling, and construction and development waste disposal fees.

$33K in annual merchant services savings for a skincare and spa business with several locations.

34% found for an dental office that provides comprehensive dentistry services, including orthodontics, on their telecom expenses.

Hospitality & Recreation

$19K in annual payment processing savings for a golf course and country club

35% cost reduction for a seafood company’s waste expenses, on top of additional small package shipping expenses.

80% cost reduction for a cottage rental company’s local voice services

Nonprofit & Government

$500K in waste disposal and wireless savings for a large, multi-location nonprofit organization.

52% cost reduction for a city's public library board merchant services expenses.

75% reduced for a nonprofit educational institution's small package shipping expenses.

badmin / February 3, 2025

rmccormick – Wake Forest, North Carolina

Contact Us

When it comes to saving money for your business, the best time to start is right now. Reach out today for a risk-free analysis of your business expenses.

badmin / February 3, 2025

lponce – Austin, Texas

Contact Us

When it comes to saving money for your business, the best time to start is right now. Reach out today for a risk-free analysis of your business expenses.

Ian Nairn / January 31, 2025

achera – CVMA

Exclusive Savings for CVMA Members – Maximize Profits, Minimize Costs

Schooley Mitchell helps veterinary professionals reduce vital operational expenses by an average of .

We help veterinary practices reduce expenses, improve cash flow, and boost profitability with a risk-free, results-driven approach. Our process delivers long-term savings and increases EBITDA, freeing up your time to focus on growth while we handle cost optimization.

Helping Animal Hospitals Save

Amber, the office manager of an animal hospital, had a lot on her plate, so when she was approached by Schooley Mitchell, she figured it wouldn’t hurt for us to have a look.

Schooley Mitchell completed a thorough analysis and negotiated with several vendors, including the incumbent provider, and provided Amber with a report that outlined all her options.

The result? Amber chose the option that best fit her needs and it saved her 60% on her payment processing expenses. Now, Amber gets to put that money back into the practice’s bottom line and Schooley Mitchell will continue to monitor this expense for her, so she has one less thing on her to-do list.

WHY WAIT - CLICK HERE TO START SAVING TODAY

How I Help CVMA Members

I help veterinary clinics and hospitals save money by reducing expenses and increasing profits. My process is simple, risk-free, and focused on delivering long-term savings. This means more cash flow for your business and an increase in EBITDA without extra work on your end. I take care of the cost-saving process so you can focus on running and growing your practice. Free up your time and resources to focus on growth while we handle the heavy lifting of cost optimization.

Minimal Effort from Your Team

You focus on growth, not chasing expenses. We handle the entire process from review to vendor negotiations, so you can stay focused on revenue-generating activities.

Stronger EBITDA & Cash Flow

Every dollar of cost reduction flows straight to your EBITDA, boosting your profitability, strengthening cash flow, enhancing your business’s financial health.

Lower Borrowing Costs

A stronger EBITDA positions you as a safer borrower to banks, increasing access to financing, improving creditworthiness, and securing lower interest rates for your business.

Higher Business Valuation

A stronger financial foundation and higher EBITDA drive a higher valuation multiple, positioning you for a more profitable sale and better exit strategy if choose to sell.

Risk-Free Engagement

You only pay if we deliver savings. If no savings are found, you receive a complimentary business valuation — at no cost to you.

Click Here to Schedule Your 15-Minute Consultation Today

Case Study

The Client:

Signs a Service Agreement that covers our business terms
Provides us with bills, or online access to their accounts, so we can establish a baseline of their current rate structure
Signs a letter of agency, so we can negotiate with their current vendors
Describes their current processing environment

Schooley Mitchell:

Uses our benchmarking data to research options and negotiates better pricing for the client
Requests, reviews, and validates competitive quotes from other processors
Negotiates with the current vendor for a re-rate
Compiles our research and recommendations into a Value Report
Assists with the cancellation of services if needed
Assists with compliance standards
Implements pricing and changes
Confirms the new price 30 days after implementation

DOWNLOAD PDF

Part 1: Client Background

Client A is a single-location veterinary practice focusing on family pets. Client A engaged Schooley Mitchell to ensure they weren’t overpaying on their non-veterinary expenses, like payment processing.

Important Factors - Payment Processing:

Payment processing was a considerable expense for Client A.
They were on a tiered pricing structure with theirincumbent payment provider.
They were not under an appropriate rate structure leaving room for savings.
They were spending $46,220.04 per year on payment processing fees.

Part 2: Savings Results

Schooley Mitchell negotiated with several payment processors, including Client A’s incumbent vendor, who was willing to provide a more competitively priced rate structure.

This resulted in an estimated reduction of $16,970.52 per year - or roughly 37%

This was all achieved without any changes to Client A’s payment processing structure.

Across the term of our engagement, Client A is saving $50,911.56!

Part 3: Implementation & Post Audits

Schooley Mitchell provided a timeline for implementation, including accurate instructions for steps involving Client A’s vendors.

Schooley Mitchell verified implementation within one month, dependent on the necessary invoices presented.

The client received a detailed implementation report outlining a savings summary for the next three years.

Following implementation, Schooley Mitchell continued to monitor Client A’s invoices quarterly, to ensure the agreed upon rates were being honored, and ensure any billing errors were caught right away.

Ian Nairn / January 29, 2025

asmith – Dental Purchasing Partners

ARE YOU PAYING TOO MUCH FOR YOUR “NON-DENTAL” EXPENSES?

Your Dental Team has more important things to do than to conduct a thorough audit and renegotiation of your business expenses; but that’s what Schooley Mitchell does, all day, every day. We optimize your expenses so you can focus on doing what you do best – helping your patients.

Please register below for a 15-minute phone call to discuss which expense categories you want us to review as part of your complimentary cost analysis.

OUR LATEST INSIGHTS

Up to date, high-level business information that is relevant to our clients and contacts, helping keep up to date on the ver-changing business world of today.

achera – Referral Partners

Smarter Spending, Higher Profits - Without the Extra Work

What does Saxe Capital do?

Christian Ortez

Managing Director

What does Schooley Mitchell do?

Minimal Effort from Your Team

Stronger EBITDA & Cash Flow

Lower Borrowing Costs

Higher Business Valuation

Risk-Free Engagement

Explore Our Services

Christian Ortez

Managing Director at Saxe Capital

Aman Chera

Strategic-Partner at Schooley Mitchell

Terry Watts

Founder/CEO at Top Hat Business Group

Schedule A 30-Minute Introductory Call

rsmith – Nashville, Tennessee

COST REDUCTION CONSULTANTS

Nashville, Tennessee

Rachel Smith

Strategic-Partner

Office Information

What We Consult On

Contact Us

mduna – Houston, Texas

COST REDUCTION CONSULTANTS

Houston, Texas

Mark Duna

Strategic-Partner

Office Information

What We Consult On

Contact Us

joconnell – iCan Financial

Schooley Mitchell services are a perfect fit for iCan Financial’s business clients

Telecom

Have you conducted a recent usage audit across your telecommunications system?

In many cases, we find inefficiencies and redundancies in the number of lines and features.

Have you considered moving to a Voice over IP platform?

Cloud based telecommunications systems typically provide unique features at lower costs.

Do you know when your current plan automatically renews?

Companies typically only have a 30-day window to make changes to their current contract.

Shipping

Have you considered splitting your shipping business across multiple vendors?

Vendors tend to specialize in certain areas so playing to their unique strengths can reduce your overall costs.

Are you paying for unnecessary delivery guarantees?

Being more flexible on delivery times can significantly reduce your costs.

Do you review your monthly statements to ensure the correct charge codes are used?

Charge codes can be very confusing and require a detailed review to ensure you are being charged correctly.

Waste

How predictable is your waste every month?

Variability in your waste from month-to-month makes a big difference to certain service providers.

Is your container size and collection frequency optimized?

Finding a provider that is both cost effective and meets your needs can be challenging.

Are your waste disposal fees changing frequently over the course of the year?

A professional audit of your expenses can get to the bottom of it.

Compressed Gases

Do you think your compressed gases expenses are written in stone?

Commodity markets can be complex and confusing, making it difficult for business owners and managers to navigate.

Are you certain there are no billing errors in your invoices?

There are opportunities to optimize pricing structures and recover billing errors.

Are you receiving all tax benefits available to you?

Your business might be missing out on significant savings opportunities.

Uniforms & Linens

Do you rent or purchase uniforms?

With no inventorial upfront costs and easier access to replacements/repairs, renting has become a preferred option to purchasing outright.

Does your uniform rental policy properly account for employee damage and loss?

Charges include the purchase of a new garment at full retail price on top of the associated setup, name tag, logo fees, and sometimes replacement charges.

Are your laundering and delivery schedules optimized?

Without the correct cadence, your business could be overspending or not receiving what it needs to operate efficiently.

Packaging & Shipping Supplies

Are all your packaging and shipping supplies, across all parts of the shipping process, accounted for?

This category includes items such as boxes, bubble wrap, packing peanuts, tape, labels, and other materials used to protect and ship goods.

Do you require custom box sizes?

We understand how complicated the design, engineering, and creation process can be, and help you ensure that affording those solutions doesn’t break the bank.

Are your supplies deliveries optimized?