iPhone Payments Program might make the new iPhone affordable

If you’re interested in buying the new iPhone, you have a decision to make; should you pay a lump sum to purchase the device from Apple, or do you start a payment plan with your wireless carrier?

According to Mashable, the other option, which has been in existence since 2015, is the iPhone Upgrade Program. The program “splits the cost of your phone into 24 interest-free monthly installments, allows you to trade in the phone after the first 12 payments for the latest model, and includes AppleCare+ insurance.” Unfortunately, the cost of the AppleCare+ can bump the Upgrade Program up to more than the average carrier payment plan.

Fortunately, as it turns out, Apple has a hidden third option for potential buyers, called “Apple iPhone Payments.” It’s essentially the iPhone Upgrade Program without the upgrades and AppleCare+. It runs on the same 24 interest-free monthly installments to finance your new device.

Mashable points out that this service does come with some caveats: “you will need to buy a phone with wireless service to get the option — Apple doesn’t offer it for unlocked phones.” In addition, Apple iPhone Payments isn’t the easiest option to find. Apple hides the plan under a “Show more payments option” that you need to click before it becomes visible, despite being the only additional option.

Telus increasing its SIM card prices this month

According to a document obtained by MobileSyrup, Canadian carrier Telus will be increasing the prices of its SIM cards from $15 CAD to $20 by October 17. This seems to be in place of Telus charging a ‘connection fee’ like their main competitors, Bell and Rogers.

The increase in prices is frustrating, but not unreasonable in comparison. Activating a new phone with Telus currently costs the SIM fee of $20, while the same at Bell costs a $25 dollar connection fee. Rogers charges the most with a $25 activation fee plus a $10 SIM fee. The cheapest option of the big name carriers is still Telus subsidiary Koodo, which sells its SIM cards at $10 with no connection fee.

MobileSyrup also points out that “Telus SIM cards have a limited lifetime warranty against defects, which is voided if damaged, modified or tampered with.”

Instagram has passed 800 million users!

Instagram has had some great news this month. According to SlashGear, the social media platform recently revealed it now has 800 million monthly users, growing an incredible 100 million since April of 2017. Perhaps even more impressive is the company’s 500 million daily active users.

To put that number in perspective, Instagram’s closest competitor Snapchat announced in August it has 173 million daily active users – a huge number of users, yet still dwarfed by Instagram’s platform.

According to SlashGear, “This acceleration in Instagram’s daily active user count is likely thanks to the roll out of Instagram Stories. That’s somewhat ironic, because Instagram Stories certainly borrow a lot from Snapchat Stories, which have been a cornerstone of Snapchat’s service for quite some time.”

This perspective certainly has merit, given that despite the bad press Instagram Stories received upon release, the feature reached 250 million daily active users in a year.

Instagram is expected to hit a billion users sometime in 2018.

Global accounting firm Deloitte has been hacked

In another recent case of concerning cyber-attacks, global accounting firm Deloitte announced on September 25 that it had suffered a security breach, affecting the data for a small number of clients. According to CBC, Deloitte said the hackers “accessed data from the company’s email platform.”

The attack allegedly zeroed in on the firm’s U.S operation, and apparently could have been ongoing since as early as October of 2016. The clients affected are mostly Fortune 500 members, but the specific identities have not been disclosed.

What is really concerning is that news of this attack follows the shocking Equifax breach, as well as the cyber-attack on the U.S Securities and Exchange Commission. Clearly, organizations that handle sensitive financial data are being targeted more heavily than ever.

Deloitte said that it “contacted government authorities immediately after it became aware of the incident, and notified each of the ‘very few clients’ that had been affected.”

Verizon is willling to trade customers their privacy for perks

Data tracking and targeted advertising is a controversial topic, and the majority of internet users are against ISPs selling their history and invading their privacy. Verizon’s answer to this issue? Rewards for compliance!

According to Top Tech News, America’s largest carrier is proposing a new loyalty program, in which it gives customers “experiences you won’t stop talking about” and “rewards you really, really want,” in return for enrolling in the Verizon Selects marketing program. You start gaining rewards after spending at least $300 on any Verizon service.

According to the company, Verizon Selects “uses information about your web browsing, app usage, device location, use of Verizon services and other information about you” in order to use targeted advertising.  Offering rewards like concert tickets in return for data might seem a little over the top, but Verizon actually has quite a lot of incentive.

“Information and a competitive edge derived from a large number of users whose data a company can mine, and to which it can market, is in some cases the most valuable asset of a digital company these days,” Orly Lobel, a law professor at the University of San Diego, told Top Tech News.

This new loyalty program is called Verizon Up, and it offers some interesting perks. Not only will users have the opportunity to get discount on future devices, but Verizon also promises “exclusive access to prime sporting events, shows, concerts and live experiences.”

Google stops challenging federal search warrants

Search warrants on data are a little different than those on physical property – especially because a lot of data is stored on overseas servers. According to the Justice Department of the United States, Google has stopped challenging warrants from U.S judges that request data from these servers.

A lot of tech companies, including Google, have challenged these warrants in the past after a federal appeals court sided with Microsoft when the issue came up in a drug investigation. As explained by Ars Technica, “Microsoft convinced the New York-based 2nd US Circuit Court of Appeals—which has jurisdiction over Connecticut, New York, and Vermont—that US search-and-seizure law does not require compliance with a warrant to turn over e-mail stored on its servers in Ireland.” The government has challenged the court’s decision, but the Supreme Court has not decided whether or not to hear the case.

But courts have not always sided with tech companies. Google has even been found in contempt of court for refusing to comply with a D.C judge’s order to hand over data stored overseas. Perhaps that is why the company has moved away from Microsoft and stopped challenging these kinds of warrants.

It is a tricky issue, and not everyone agrees on the philosophy that data should be turned over from servers abroad. But according to Ars, the government’s theory is that “where the tech sector stores data should not matter. What matters is whether a company can access that data in the US, according to the Justice Department.”

Bluetooth devices vulnerable to BlueBorne attack

Bluetooth has quickly become the default way for devices to share data across short distances since its original invention in 1994. Unfortunately, its widespread, easy-to-use nature makes it a prime target. According to an article by ArsTechnica, researchers have created an attack that can hack a wide range of Bluetooth enabled devices running Android, Linux, and Windows. That includes billions of devices worldwide.

Called “BlueBorne”, the attack method is notably effective and far in its reach. As ArsTechnica explains, “Virtually any Android, Linux, or Windows device that hasn’t been recently patched and has Bluetooth turned on can be compromised by an attacking device within 32 feet. It doesn’t require device users to click on any links, connect to a rogue Bluetooth device, or take any other action, short of leaving Bluetooth on. The exploit process is generally very fast, requiring no more than 10 seconds to complete, and it works even when the targeted device is already connected to another Bluetooth-enabled device.”

Sounds scary, right? Well, it kind of is. Nadir Izrael, CTO and co-founder of security firm Armis, told ArsTechnica that BlueBorne “abuses the fact that when Bluetooth is on, all of these devices are always listening for connections.”

There is some good news, however, if you use Microsoft. Microsoft has patched the vulnerabilities, so recent updates should protect you against this hack. Moreover, a representative has said that the Windows Phone was never vulnerable to the attack in the first place.

Google is also working on patching the vulnerabilities for its Pixel XL and other Google-branded phones, but a total fix might take some time. Apple’s iOS prior to version 10 was quite vulnerable, but should be better going forward, and Linux is expected to release a fix soon. ArsTechnica says that the attack is most potent against Android and Linux devices.

Yahoo legally responsible for data breaches

According to Reuters, a United States court has decided that lawsuits against Yahoo regarding two major hacking events can move forward. The hacking events took place in 2013 and 2014 and impacted a billion and 500 million users respectively. Since then, five class action suits have brought against the web company by account holders whose personal information and security has been compromised.

Yahoo dismissed the case on the grounds that the victims did not have the legal standing to sue, but US District Judge Lucy Koh rejected this, stating, ““All plaintiffs have alleged a risk of future identity theft, in addition to loss of value of their personal identification information.”

According to The Verge, this lawsuit is bad news for Verizon, which now owns Yahoo: “Verizon reduced its acquisition offer by $350 million following the disclosure of the breaches, purchasing the site for $4.48 billion in cash.”

Xfinity Mobile plans now available across the U.S. are worth considering

Comcast’s Xfinity Mobile plans were soft-launched a few months back in limited markets, but now they are available nationwide. According to BGR, they might just be worth considering.

These Comcast plans run using Verizon’s network, so you won’t have to worry about coverage dropping or otherwise poor connection. On top of this, users get unlimited data for only $45 per month, which is in stark contrast to Verizon’s $80 per month plan. The other plans include a soft cap of 20GB per month for $25, or the per-GB option which charges $12 per GB.

The catch is that you’re only eligible for this plan if you’re already a Comcast home internet customer. So this very reasonable package is not available to everyone, but if it applies to you, it’s definitely worth your attention.

As reported by BGR, Comcast is also “letting you mix and match different types of line on one account, which is unusual for a wireless carrier, and can help make a family plan a lot cheaper.” In other words, if different family members have different data usage needs, you can design your account accordingly.

Samsung Pay expanding in Canada

According to The Financial Post, Samsung Pay is expanding to more Canadian financial institutions soon. The payment platform came to Canada in late 2016, and is currently only compatible with CIBC Visa cards. Allegedly, the service will soon include Interac, meaning it will be accessible through a number of Canadian banks as early as this month.

Interac compatibility made Apple Pay a success in Canada, as many banks use it for both credit and debit card transactions. Likewise, Google’s Android Pay has recently come to Canada and works with most banks, including BMO, CIBC, Banque Nationale, Scotiabank, Desjardins, President’s Choice Financial, ATB Financial and Canadian Tire Financial Services.

Samsung is being tight-lipped about the rumor so far, providing the following statement to The Financial Post.

“Thank you for your interest in Samsung Canada. Samsung Pay is available in Canada for select CIBC customers. We look forward to sharing more details about expansion soon.”