OUR LATEST INSIGHTS

Up to date, high-level business information that is relevant to our clients and contacts, helping keep up to date on the ver-changing business world of today.

[email protected] / October 9, 2026

Recommendation for Kandy Gow of CAMCO Mortgage

To whom it may concern:

I am pleased to offer this letter of recommendation for Kandy Gow of CAMCO Mortgage in Keene, Texas. As a dedicated mortgage professional, she is committed to helping clients navigate the lending process with confidence and clarity.

Through CAMCO Mortgage, Kandy Gow assists clients with a variety of mortgage services, including home purchase loans, refinancing, FHA loans, VA loans, conventional mortgages, and other residential lending options. She works diligently to help borrowers understand their choices and identify financing solutions that align with their unique circumstances and goals.

Kandy’s professionalism, attention to detail, and strong understanding of the lending process set her apart. She is known for her ability to clearly explain complex mortgage options, answer questions thoroughly, and guide clients through each stage of the financing journey. Her commitment to providing responsive and knowledgeable support helps create a smooth and positive experience for those she serves.

For those seeking a trusted mortgage professional in the Keene area, I confidently recommend Kandy Gow and CAMCO Mortgage. Her knowledge of the mortgage industry and focus on personalized service make her a valuable resource for individuals and families seeking financing solutions.

Sincerely,

Greg Williams
Strategic-Partner
Schooley Mitchell

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[email protected] / October 6, 2026

Featured Client – FS Bulk Materials

Whether you want to enhance the hardscape or softscape of your outdoor space, FS Bulk Materials in Bucks County, Pennsylvania, is here to help with high-quality mulches, soils, stones and boulders at a great price. Reach out and let FS Bulk Material’s excellent and knowledgeable customer service help make your vision a reality.

[email protected] / October 6, 2026

Don’t fall prey to fuel fraud

If you’re managing a fleet of company vehicles, one of the risks your bottom line faces is employee fuel fraud. A recent survey found that as much as 5% of a transportation company’s total annual fuel spend might be wasted on fuel fraud.  

In this article, we take a look at fuel fraud, why it happens, and what your business can do to protect itself. 

What is fuel fraud? 

This type of fraud refers to dishonest practices by employees, such as drivers, who are responsible for refuelling company vehicles. Or, it refers to the targeting of said employees by criminals intending to use their corporate fuel card information. 

This happens in two main ways: 

  • Misuse of company fuel cards – in which employees utilize company-issued fuel cards for personal use. 
  • Falsified fuel expenses – in which employees submit false or inflated fuel expense reports to obtain reimbursement for fuel that was never purchased or was used for personal purposes. 

It can be advanced or rudimentary theft. On the simpler end, you have drivers filling up some personal jerry cans while refueling the company truck; these instances can be dealt with individually and may not have much of a long-term impact. On the more technologically sophisticated end, organized criminals may target your drivers and use card-skimming to replicate fuel card data, then use those cards to finance other purchases. 

What are the consequences of employee fuel fraud?  

This trend of fraudulent activity within your fleet can have significant consequences, impacting various aspects of your operations, finances, and reputation.  

The financial losses are the most obvious consequence. A potential 5% of your fuel budget every year is no small hit, especially considering fuel can account for as much as 60% of a fleet’s operational budget. This could lead to an increase in your operational expenses overall, meaning other opportunities for research and development are missed, potentially giving you a disadvantage compared to your competitors. 

Misuse of fuel resources can also lead to inefficiencies. When fuel is used for unauthorized purposes or in excess, it reduces the availability of resources for legitimate business activities, potentially leading to delays, disruptions, or increased downtime. This can all have an impact on your business and your customers’ perceptions of you.  

All in all, employee fuel fraud can have very serious ramifications for your business. 

So how do you prevent it? 

The best thing you can do is implement robust controls, monitoring systems, and preventive measures to detect and deter fuel fraud. This can include: 

  • Enforcing strict fuel usage policies. 
  • Conducting regular audits and inspections. 
  • Investing in fuel management technologies. 
  • Taking disciplinary actions against offenders. 
  • Training employees on ethical conduct and fraud prevention. 

The same survey that found that 5% of a transportation company’s total annual fuel spend goes towards fraud also found that “most fleets use disparate systems to track fuel spend and other operating metrics, including fuel consumption.”  Whether the source of fraud is employees or criminals, if your monitoring methods don’t catch it right away, you’ll lose more money.  

In conclusion… 

Fuel fraud is one of the biggest issues impacting organizations with fleets right now. As tactics become more advanced, ensuring you have the proper monitoring technology is necessary to protect your money, your operations, and your reputation.

[email protected] / October 6, 2026

Gainesville Job Fair

Ericka Andersen was proud to volunteer at the Gainesville Job Fair, where more than 700 people attended in the first two hours, and at the Gainesville Health Expo, helping community members access free health testing. These events, sponsored by the Greater Hall County Chamber of Commerce, are a great reminder of the impact we can make when we invest in our community.

[email protected] / October 6, 2026

Greater Hall Chamber Ribbon-Cutting

Ericka Andersen is excited to share a few highlights from recent Greater Hall Chamber ribbon-cutting events, including HDPE Pipe Solutions, Container South, NGMC Braselton ER Department, Resonant Clinical Solutions, Uptown Cheapskate, and Tag Kiosk at Kroger Mundy Mill—each one a great opportunity to connect with local business owners and continue building her presence in the community.

[email protected] / October 6, 2026

Spirit of Erie at Bayfront

Adam Baker recently co-hosted the Spirit of Erie Awards, helping recognize and celebrate the achievements and contributions of small businesses throughout the Erie region. The event provided an opportunity to highlight the important role local businesses play in strengthening and supporting the community.

[email protected] / October 6, 2026

Steelers Flag Football

Adam Baker recently wrapped up a season coaching K–2 boys flag football, helping eight young players, some experiencing football for the first time,build skills, confidence, and a love for the game. While the team finished 1–5, all eight players chose to return in the spring, making the season a success both on and off the field.

[email protected] / October 6, 2026

Schmooza Palooza

Kevin Stahr actively supports the local community through events like Schmooza Palooza, connecting with local businesses and showcasing ways to help them grow and save. Kevin also volunteers at the annual Earth Day event, supporting local recycling efforts and helping protect the community’s environment.