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MERCHANT SERVICES

Schooley Mitchell looks out for your best interests by providing objective, independent advice to reduce your electronic payment processing spend and improve service. Our ongoing vigilance ensures your rates remain competitive no matter your transaction volume.

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    BLOG - January 27, 2025

    Credit Card Processing: Trends to Watch in 2025

    As technology continues shaping the way we shop, pay, and live our lives, credit card processing is evolving to keep pace. With consumers expecting faster, safer, and more convenient payment experiences, businesses must adapt or risk falling behind. As we step into 2025, the payment processing industry is ready for transformative changes. Here are some key trends businesses and consumers should keep an eye on: 1. Increase in Contactless Payments Convenience is the key driver…
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    Jessica Souza

    Communications Specialist


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    BLOG - September 23, 2024

    Is tap-to-pay more secure?

    Tap… and go!   The ability to tap-to-pay has been around since 1995, where it was first introduced as a way to pay for public transportation. Over the years, many other adaptations have been born and in recent years, consumers have had the ability to keep their bank cards right at their fingertips. Contactless payment has become the most prevalent method across all consumer industries in recent years- largely due to its convenience factor. Whether it…
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    Jessica Pett

    Proofreader - Production


    BLOG - February 12, 2024

    Payment integration, No. 2: What are payment integration connectors?

    In our last article about payment integration, we looked at what payment integration is and how to it can optimize your merchant services. In this article we’re looking at API connectors; a software secret that opens your options as a merchant, and potentially allows for significant savings on your payment processing expenses.   Payment integration requires payment APIs.   Integrated payments are facilitated through Application Programming Interfaces (APIs) – protocols that allow different software applications to communicate…
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    Cal Wilson

    Lead Content Writer


    BLOG - January 29, 2024

    Payment integration, No. 1: What is payment integration?

    The world of payment processing is incredibly complicated, with lots of different moving parts. Depending on how your business or organization operates, it only becomes increasingly complex. Payment integration is the process that simplifies all of that, ensuring a seamless experience across various systems, platforms, or applications.   In this article – part one of a two-part series on payment integration – we look at what payment integration is, and its benefits for both the merchant…
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    Cal Wilson

    Lead Content Writer


    BLOG - January 2, 2024

    Is your business using the right Merchant Category Code?

    Did you know there are more than 700 categories for merchant services transactions? Quite frankly, that’s just too many for you to have memorized to know if you’ve been assigned the best code by your payment processing services provider.   In this article, we take a look at Merchant Category Codes, and the importance of ensuring your business is using the correct designation.   What is a Merchant Category Code?   A Merchant Category Code (MCC) is a…
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    Cal Wilson

    Lead Content Writer


    BLOG - June 12, 2023

    High-risk merchant accounts and your payment processing fees

    If you’re a business that accepts card payments, especially online, you may have encountered the term ‘high-risk merchant account.’ This can be a nerve-wracking term to hear, especially if it applies to you and your finances. So, what is a high-risk merchant account, and how does being labelled as one impact your payment processing fees? In this article, we take a look.   What is a high-risk merchant account?   A high-risk merchant account is what…
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    Cal Wilson

    Lead Content Writer


    BLOG - September 26, 2022

    Should you buy or lease a card terminal?

    For today’s merchants, offering quick and accessible payment options is a must. For physical locations, that often means keeping up to date with the latest quality terminal technology.   One of the tougher decisions can be whether to rent those current terminals from your provider, or purchase them outright. In this article, we examine that question in depth.   A clear answer is hard to find.   Researching whether to buy or rent can leave you with as…
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    Cal Wilson

    Lead Content Writer

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