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Shipping Breeds Brand Loyalty

Shipping is more than just a necessary cost. In fact, when purchasing a product, the ease of delivery is right up there with the price when it comes to what is most impactful on a consumer’s decision to buy. No matter how many things go right, if the shipping experience goes wrong, you’ve likely lost yourself any repeat business from that customer.

Here are some tips to help you get your small package shipping right, the first time and every time thereafter.

 

Keep your customers in the know with package tracking

Consumers appreciate being in control, but when a sale hits the shipping phase, things become decidedly out of their control. That is why giving them the ability to track their packages is so important to their overall experience.

If your customer can log on and see where their packages are, it brings them peace of mind and allows them to better anticipate delays. Some companies like to offer a simple tracking number and portal combination, while others prefer to send the customer emails directly updating them on the whereabouts of their package.

Partnering with a courier that communicates with your customers frequently can be the difference between a happy and loyal customer and a disgruntled one-time shopper.

Keep your prices reasonable by offering the right services

Say what you will about Amazon, but it’s impossible to argue with the effect they’ve had on the supply chain. Today, customers want fast and free. Most companies can’t afford that like Amazon can – so how do they compete?

There is no one-size-fits-all answer. Expedited shipping is expensive, and unless your business is doing extremely well, you likely can’t afford to eat those costs. That means passing them on to the customer. And the customer doesn’t want to pay them any more than you do.

Weight, dimensions, destination, volume, speed – all these things affect the price of shipping. The most cost-effective solution if you ship multiple different products is to make sure you’re offering the right service for the request. While flat rates are convenient, they’re not flexible.

Choice is important. Give your customers the choice between fast or cheap. Don’t offer overnight shipping on products that people don’t urgently need. You’re only increasing your processing costs in the long run.

Be accurate, predictable, and accountable

Consumers hate surprises. They want to be in the loop every step of the way. They want to decide what is going to happen and see it go their way. And they should – after all, they’re paying for it.

The best way to avoid surprises is to have an accurate and effective way to keep track of your inventory. There is nothing worse than not being able to fulfill a customer’s order after the fact because your inventory wasn’t tracked properly. It is absolutely vital that you know exactly what you have, how much you have of it, and how fast it’s going out the door. And it’s equally as vital that you communicate that information to your customers accurately. One thing is for sure: a customer will always prefer to see an out-of-stock sign before they’ve paid opposed to after.

There are tons of factors that go into shipping – from return policies and processes to e-shop tools and packaging practices.

Fortunately, they’re all sides of the same coin. If you can keep your customers informed, offer reasonable pricing, and keep an accurate account of everything you’re sending out, the rest will begin to fall in to place.

Mobile Payments and Generation Z

The payments landscape has been evolving at a rapid clip over the past decade, thanks in part to massive demand for electronic payments and a quickly growing base of consumers who would rather pay for their goods with anything but cash.

That trend won’t stop anytime soon. In fact, by 2020, 40 percent of U.S. consumers will be made up of Gen Z. This demographic doesn’t remember the world before the internet, Amazon, and apps. They accept nothing less than digital, and they won’t be constrained by anything they can’t carry in their pocket.

When it comes to the demand for efficiency, efficacy, and immediacy, Gen Z is a tidal wave that will wash away any institution not willing to adapt. And the first place to undertake that adaptation? Mobile payments. Take a look below at some of the growing trends of the mobile payments industry – which is projected to become the second most common payment method after debit cards by 2022. 

Mobile Point of Sale

Imagine a store with no checkout, replaced by sales staff carrying mobile-point-of-sale (mPOS) devices. While not so viable in places where you’re buying a large volume of items such as a grocery store, stores that sell at lower volume and higher cost could benefit greatly. Your staff member is right there with the customer, answering their questions and pointing them in the right direction. When they make a choice, the sale is conducted right then and there and the customer gets to walk out the door with their purchase immediately.

These same devices can be taken out of the brick-and-mortar location as well and used at trades shows, festivals and food trucks. An mPOS can go anywhere your customer does, and accept payments from phones, watches and credit cards.

Social Commerce

People are on their phones constantly. Whether you think that’s good or bad, it’s incredibly important to take it into account when considering how you accept payments. Anyone who has spent any amount of time learning about online purchasing knows that the checkout cart is where most sales die. In fact, every redirection, click and new page that a customer experiences from the moment they decide they want an item to the moment they click “Confirm Purchase” is another hurdle to the final sale.

What if your customer could purchase directly through your Facebook or Instagram page without ever needing to redirect to your website? 60 percent of Instagram users claim they find new products they want to purchase on the app. The more streamlined your payment process is, the more impulse buys you’ll get.

Retail, Wholesale, and Automation

Over the next few years, retail and wholesale are expected to grow into interactive, highly-automated systems. Let’s make two assumptions.

First, payments and service development will continue to be customer-driven and focused on efficiency. Second, that these customer-driven systems will continue to innovate and change, embrace new technologies, and develop extremely tailored solutions for vertical markets.

Mobile payment solutions embrace this automation, and go hand-in-hand with the dream of worker-less stores. From epiphany to delivery, the entire sales process runs through your phone, no matter where you are. This leads to lower overhead and a faster sales process. And if Gen Z wants anything, it’s speed.

Biometrics

The old spy-novel standby is the trusty fingerprint scanner, but biometrics have evolved. Face recognition, iris and hand scans, DNA tests and voice recognition – they’re all real, and rapidly overtaking traditional methods like PINs and passwords when it comes to identification and authentication.

Fraudsters never stop innovating, and mobile payments must continue to combat them at every turn. Biometrics are a more reliable way for merchants to verify the identity of their customers in order to prevent scams.

When it comes to security, your phones built-in biometric security means that not only are mobile payments fast and efficient – they’re also very safe.

Billing Errors Aren’t Going Anywhere

According to Canada’s telecom and TV services ombudsman in April, incorrect billing charges accounted for 16.5 percent of all issues raised in 9,831 complaints to the Commission for Complaints for Telecom-television Services over a six-month period. In fact, billing errors were the top issue for almost every type of service.

 

The second most common sore point? Misleading and undisclosed contract terms. Overall, complaints increased by 68 percent from last year’s mid-year report.

 

Studies have shown over 80 percent of telecommunications bills contain errors. Clerical errors, tax errors, contract discrepancies, double-metering… there are plenty of different ways you can incur billing errors – and you can bet they won’t be fixed unless you notice them and make a point of it.

 

Most professionals simply don’t have the time to do a thorough audit of their telecom bills. Instead, they employ the weigh it and pay it method – if the number is similar to the one from the previous year, they sign off. But what happens when that number has been wrong from the beginning? Or you’re just so busy you don’t notice a change? Here are a few of the most common errors to look for on your bill:

 

Charges for services you’ve never had:

 

It’s not uncommon to be billed for services you’ve never used. Maybe you’re paying for extra lines or voicemails when you don’t have enough phones to use them. Maybe it’s cloud services, call filtering or ring-back tones. Maybe you have an older plan that is charging you extra for North American roaming, despite calling in Canada, the U.S. and Mexico being included in your regular service package. While usually not hyper-expensive on their own, these services are billed every single month, which can add up quick!

 

Charges for services you used to have:

 

Being billed for disconnected services is another common source of billing errors. You’d think cancelling a service is a fairly cut-and-dry process, especially when you’re provided with a stop-billing date. Unfortunately, according to studies, at least 25 percent of cancelled orders continue to bill the client after the stop-billing date.

 

Incorrect rates:

 

Do you sometimes wonder why billing errors almost always go in favour of the provider as opposed to the client? While we might like to think the big bad telcos intend to take our money without providing the services we need, it’s not so simple. In reality, there are plenty of billing errors in favour of the client – but the providers are extremely vigilant when it comes to watching their profitability and correcting their mistakes. Unfortunately for us, they aren’t watching our bottom lines, so errors in their favour rarely get noticed. These errors usually go hand in hand with contract renewals and the installation of new services. It’s often a simple case of an error in the entry of your new rates.



There are tons of other places you might find billing errors – services not under contract, usage in excess of your plan, obsolete and outdated services, multi-account billing by the same vendor… the list goes on. Keeping an eye on your bills to make sure you’re paying the right price and getting proper credits for billing errors can feel like a full-time job, but it needs to be done if you’re hoping to maximize your bottom line! 

Managing Your Personal Plastic Footprint

Plastic vs. Carbon

You’ve probably heard the term “carbon footprint” before in reference to how much your lifestyle contributes to creating the greenhouse gases that lead to climate change. In the same vein, your plastic footprint is the metric used to judge how much plastic you will contribute to the global trash pile.

Obviously, the two go hand-in-hand. In fact, one of the best ways to start reducing your carbon footprint is by diminishing your plastic use. That’s because plastic production is one of the most significant sources of carbon dioxide production on the planet. But plastic’s effect on your carbon footprint is just the beginning.

On average, a regular PET (Polyethylene terephthalate) plastic bottle takes 450 years to degrade. Other types of plastics can take up to 1000 years. In other words, not only does our plastic consumption contribute to climate change, but our bottles, straws and bags will also outlive us several times over.

While our individual efforts often seem like a drop in the bucket compared to the production and pollution of large corporations, avoiding single-use plastics is a step everyone can take. Here are some methods to help reduce your plastic footprint on a personal level.

Reusable utensils with takeout:

Humans are creatures of convenience, and takeout is one of our ultimate creations in that regard. Unfortunately, takeout is usually packaged in plastic, carried in plastic, and consumed with plastic.

By turning down the single-use cutlery offered with your meal and instead using reusable forks, spoons and chopsticks, you can help cut down on your waste. If you want to take it a step further, bring a reusable container with you the next time you go out to dinner and ask to pack any leftovers in that instead of a single-use Styrofoam box.

Reusable bags:

Plastic bags clog sewers and storm drains, litter streets and contaminate our oceans, where they’re eaten by fish and suffocate seabirds. Keep reusable bags in your home, car and at work to cut back on your footprint – specifically, your plastic footprint

Experts still argue whether or not plastic bag bans and the focus on reusable bags are actually better for the environment, greenhouse gases-wise. After all, plastic bags are small, light and easy to transport whereas shipping an equivalent number of reusable bags takes a lot more fuel, space and energy.

Be Toiletry Aware:

Toothbrushes! Everyone has one, and they’re almost universally disposable. Instead of buying a pack of plastic toothbrushes and tossing them out after you’re done with them, look into a bamboo or electric toothbrush. Electric toothbrushes are more efficient and produce less waste than regular plastic, while bamboo toothbrushes are compostable (though you may have to trim off the bristles!)

Safety razors are a great alternative to disposable razors and razor heads. Hold on to the dull blades after switching them out, and when you have enough to fill a small glass jar, take them off to be recycled!

Cotton swabs – the eponymous Q-Tips – often end up polluting the environment after being used to clean ears or apply creams or ointments. Next time you’re buying a box, look for the ones with paper sticks instead of plastic. They’re much quicker to degrade and work just as well.

Raise Your Reusable Goblet:

Humans drink a lot. Whether its coffee, water or something in between, the combination of a reusable mug and reusable water bottle can help you drastically reduce your plastic footprint. Bring your own mug to Starbucks or Tim Hortons and ask them to fill it for you. Keep a water bottle handy at your desk to fill at the cooler. You can even pick up a stainless steel or glass straw for those hot days when you’re opting for iced coffee.


Reducing your plastic use isn’t too difficult – but it can be frustrating when comparing your impact to that of corporations and governments. Despite this, by swapping out a few single-use plastics for reusable options, you can significantly reduce your personal plastic footprint and encourage others to do the same. The more that do, the more pressure can be put on the powers that be to do the same.

Where are the commercial delivery drones we were promised?

Picture this: It’s a sunny Saturday afternoon, and you’re getting ready to grill up some burgers in the backyard. You’ve sliced up some onion and tomato, pulled the cheese and lettuce out of the fridge, and ground up your very own blend of 70/30 lean-to-fat beef. Finally, you reach for your favorite brioche buns when you see it: the speckles of blue and green mold.

You could yell for the kids to get out of the pool and get changed so you can head to the grocery store and pick up some buns. You could make an order on a food delivery app and pray they get the right kind to you in a timely manner. Or, you can grab your cell phone, tap a few buttons, and head out to the yard.

You’ve laid out all your ingredients in a perfect assembly line, seasoned your patties, and pressed them on the grill with a satisfying sizzle. And just as you pull your burgers off the heat at a perfect medium-rare, you hear a faint buzzing noise above you. You look up to see a large rectangle adorned with six sets of spinning blades surrounding a sturdy plastic case. It hovers above you for a moment before slowly descending towards an empty section of grass in the yard. It lands and the blades come to a halt. You walk over, click open the plastic case, and retrieve a fresh bag of brioche buns from inside. You close the case, take a few steps back, and the rectangle comes to life, blades whirring, and flies off once more into the sky.

Though it may still sound like sci-fi, this was the future promised to us by countless tech CEOs a few years ago, chief among them being Amazon CEO Jeff Bezos. Back in December of 2013, Bezos announced that Amazon would be flying delivery drones to customers within five years. That deadline has since passed – but not because of the technology. Instead, it’s the regulation and logistics that are holding back the tide.

Alphabet (the parent company of Google) has a startup called Wing, which became the first drone delivery company to gain the FAA’s approval to make commercial deliveries in the United States in April. Other companies are still waiting for their status to be greenlit, such as Amazon Air, Uber Eats, and most recently, UPS.

The shipping giant has formed a new subsidiary called UPS Flight Forward Inc. and applied for their certification with the ultimate goal of running one of the first commercial drone delivery programs in the United States.

In March, UPS partnered with drone startup Matternet to transport medical samples via drone across a WakeMed hospital system in Raleigh, N.C., which became the first FAA sanctioned use of a drone for routine, revenue producing flights under a contractual delivery agreement.

Just last month, Amazon announced its new commercial delivery drone, promising that it would be delivering packages to customers within months. Of course, Amazon doesn’t have a great track record for meeting their deadlines in the air-delivery space. Amazon’s drone design has seen more than 20 iterations since its announcement in 2013, yet it remains the stringent regulatory restrictions holding back the rollout of their delivery program.

In the U.S., the major piece of regulation you’d need to operate a drone delivery service is called Part 135 certification under the Federal Aviation Administration, which applies to “air carriers and operators.” Drones are considered under the same umbrella as airplanes under federal law, and they’re subject to the same certification processes. The Part 135 certification allows for approved drones to fly at night, over people, and outside the operator’s direct line of sight.

Another factor to consider is public perception. In 2017, a PEW Research Center survey showed that 54 percent of Americans polled disapproved of drones flying near residential areas at all.

Whether or not this opinion has remained the same in the past two years, it hasn’t stopped these companies from continuing their preparation for the future. With UPS joining the fray, Wing receiving their Part 135 certification, and Amazon announcing – again – that Prime Air will be up and running soon, the future of a sky filled with delivery drones doesn’t seem all that far off.

Is a compost program right for your office?

You might participate in a municipal compost program at home – or maybe not. Either way, if you’re looking to reduce waste in the workplace, one effective way could be to take the initiative and start a compost program at your place of work. There are a host of good reasons to take this initiative, from reducing your environmental footprint to saving your business money on waste disposal expenses. Here are some tips on how to begin.

In a piece on workplace composting, ToughNickel suggests you begin by putting together a workplace compost committee to get the idea off the ground and answer some of the burning questions. Who will be in charge of keeping the compost area tidy and empty it regularly? Will building management need to be involved? Will the city collect your compost, or is this a garden-type initiative? If you think it is going to be too difficult for your busy office to manage, you can hire a professional composting service to do the work for you. Variables like these will need to be sorted out before any composting can begin.

If you are struggling to find a municipally-assisted or outdoor compost program that works, Earth911 recommends trying ‘vermicomposting’ indoors. Essentially, this is an indoor contraption that allows worms to compost your waste in breathable compost bins, taking up relatively little space. It only takes a few minutes a day of maintenance and is a very sustainable option.

Once you’ve made your macro decisions, it’s time to get into the nitty-gritty. You must decide what kind of indoor compost bin will suit your office. If you’re a smaller team, you may have more options in terms of size and kind of bin. For example, in an office with less than ten people, a large-sized coffee tin with a plastic lid – think the kind Maxwell’s or other brands sell – may be converted into a light-use indoor bin for those who have their own garden compost. If your municipality has a green bin waste collection program, this might make the answer even easier. Regardless of size, the important part is that it has a tight seal – to prevent the smell of, well, compost, from permeating your office – and be easy for employees to identify and use. You may also have to decide how many bins you need if your office is too large for just one.

After deciding on the right bin for your program, your compost committee is going to want to purchase or design posters that are “eye-catching and easy to read.” ToughNickel says that “posters will make it easier for staff to determine what goes into the bin and what stays out.” And depending on what kind of compost program you choose, this might be different to what they can compost at home. Sustainable America also recommends providing training to your staff ahead of time so that they understand how to best use the compost program. Make sure it is clear to your employees that composting is a group initiative, and while some people may have more to do with the program than others, it is everyone’s responsibility to be tidy, eco-conscious, and at all costs, careful to keep the lid of the compost bin closed.  

What Can The World Do With Its Plastic Waste?

plastic earth wasteOn December 31, 2017, China barred the import of most residential recyclables. After importing nearly half of the world’s plastic waste for 30 years, global waste plastic exports to China ground to a trickle overnight. In February 2017, China imported 581,000 metric tons of plastic waste. One year later, that number had dropped to 23,900 metric tons.

Researchers at the University of Georgia looked at how much plastic waste China imported from 1988 to 2016. Using that information they concluded that, by 2030, the ban may leave 111 million metric tons of plastic waste with nowhere to go. So what can be done about it? Many developed countries across the world have put a halt on domestic recycling programs until that question is answered.

On Bornholm Island in the Baltic Sea, the local government is adopting a new system. Bornholm officials say that by 2032, all waste on Bornholm will be treated as resources. They hope that, by using new technologies and methods of garbage sorting, recycling and minimizing waste in general, they can turn Bornholm into one of the first garbage-free communities in the world.

Of course, this requires alterations to the very way of life of people on Bornholm – new technologies aren’t enough on their own.  According to Jens Hjul-Nielsen, the CEO of the island’s waste management company, “How we get to that point is an exciting process, because there is so much we don’t know yet. We have a vision, but no clear-cut plan on how to get there.”

How about burning? Many within the trash industry think that burning plastic waste is the solution to the problem, but waste-to-energy projects pose their own very real risks to the environment. The EU already burns 42 percent of its waste. The U.S. burns 12.5 percent. China itself has over 300 waste-to-energy plants in operation, with the plans for several hundred more in the works.

It sounds sensible after all – incinerators burn plastic and other municipal waste, produce heat and steam to turn turbines and generate power for the local grid. But no one wants to live next to a plant filled with garbage, so finding locations to set up is difficult. They’re also more expensive to operate – so they generally charge more than landfills do. And studies have even shown that recycling plastic waste saves more energy than burning it by reducing the need to extract fossil fuel and process it into new plastic.

Perhaps the most egregious of these issues is the toxic emissions of acid gases, dioxins and heavy metals. While modern plants can scrub and filter these toxins if they are well-maintained and properly operated, experts worry that countries lacking strong environmental laws or enforcement may cut corners and try to save money on emissions. This is all not to mention the production of greenhouse gases. In 2016, waste incineration in the U.S. alone resulted in the equivalent of 12 million tons of carbon dioxide generated – over half of which came from plastics.

“We have a vision, but no clear-cut plan on how to get there.”

One promising new technology is called pyrolysis – plastics are shredded down and melted at low temperatures in oxygen-deprived chambers. The heat breaks the plastic down into hydrocarbons, which can be turned into diesel fuel. Pyrolysis produces very few pollutants, but it is still much cheaper to make diesel from fossil fuel than from waste plastic. However, as the technology ages and more research is done, it could be a promising method of plastic waste disposal in the future.

In terms of methodology, the Canadian West Coast remains unaffected by China’s plastic import ban. Under British Columbia’s 2014 program, plastics are processed within the province, and producers pay for it. Retailers, manufacturers, restaurants – they all pay fees to Recycle BC, and those fees are used to run a province-wide system to process plastic.

Elsewhere in Canada, municipalities are struggling so much to find places to send their recyclables after the ban that those who do find markets for the material are keeping them a secret. The city of Halifax, which was formerly shipping 80 percent of its plastic recyclables to China, refuses to name its facilities out of fear of being outbid.

The best option, of course, is to reduce the world’s reliance on plastic. It’s hard to feel like you’re making a difference by avoiding single-use straws and cups while mega-corporations dump tonnes of plastic into rivers across the planet, but when millions of people start to reuse bottles and bags, the plastic trash produced every year begins to diminish.

Until then, we can only hope that continued research into plastic waste reduction and recycling can keep our collective heads above water.

Is “unlimited” good for Canadian consumers and businesses?

Guest blog post By Hernan Popper
Strategic-Partner – Schooley Mitchell of Winnipeg

From the early beginnings of wireless services in Canada, Canadians have been counting… Minutes first, texts later, roaming, and, of course data.

With new technologies and enhanced services, we got used to unlimited. Now we have unlimited calls, unlimited texting, even unlimited international calls with a cheap add-on to many plans.

Not having to count brings peace of mind, and previsibility. It’s like an all inclusive vacation, which may or may not be the best option. We don’t really think anymore before making that call or sending that text. We do still worry, every time, when we are using data intensive applications like video calling, online gaming, remote work and other applications.

The response to excessive charges, overages and ugly invoice surprises was data pooling (or data sharing). A shared amount of data to be shared among all users in the account, so heavier users can benefit from the unused allowance from light users.

This works, and has been the norm for many years.

Yesterday, wireless vendors announced “Unlimited Data” as the next big development to help Canadians compete in a digital world. The question is: “Is unlimited wireless data good for Canadian consumers and businesses?”

Rogers announced yesterday the availability of the new “Infinite plans”: https://www.globenewswire.com/news-release/2019/06/12/1867543/0/en/Rogers-Introduces-Infinite-Wireless-Data-Plans-With-No-Overage-Charges.html

Later yesterday, Telus also announced their unlimited plans: https://mobilesyrup.com/2019/06/12/telus-promotional-plan-75-15gb-byod/

Early this morning, Bell posted their own unlimited plan: https://www.bell.ca/Mobility/Cell_phone_plans/Unlimited-plans

Is it really unlimited? Debatable, as users will be able to use as much data as required, but will receive a significant decrease in their download speeds after a set amount 10GB for Rogers, 15GB for Telus at this time. Speed will drop to almost unusable after this threshold. Of course, you can always buy more!

Is it good for consumers and businesses? Not necessarily.

These new plans come at a significantly higher rates than existing data share plans, starting at $75 without any hardware subsidy.

What this means is that, even if not required to have access to “unlimited”, consumers and businesses will pay significantly higher amounts for the same usage.

All those businesses, consumers and organizations who had actively controlled and monitored their usage, will undoubtedly pay more. Only exception are those users who had no control and kept paying for overages at outrageous rates.

At this time, it is understood that current packages will be grandfathered and not available in the future.

Paying more for something that you don’t need, is simply not good for you, nor any business or organization.

Before adding additional expenses categories and becoming “Your Vendors Watchdog”, Schooley Mitchell was, for over 30 years, “The Telecom Experts”. We’ve analysed invoices for over 21,000 clients. We know every telecom rate available in Canada, even before cellular services existed. Our clients know they are getting the right service, by the right vendor, at the right price.

If we have not had the opportunity to help your business or organization control your expenses, make sure, before signing any renewal, proposal or long term commitment, that you explore all options.

Because simply paying more is not an option.

#spendsmarter

Hernan Popper

Telecom Expert

Strategic Partner – Schooley Mitchell of Winnipeg

Should your business consider mobile payments?

By 2030, experts expect that digital wallets, like those used by Apple Pay, will be the primary source of payments around the world. Mobile payments are often as simple as using a physical card, and you can make secure purchases in stores, in apps, and online. So is it time for you to add mobile payments to your arsenal of merchant services solutions?

One thing to consider regarding mobile payments are the demographic of your customers. According to Big Commerce, which surveyed businesses that added Apple Pay, many of them chose to do so because they had a younger, millennial and Gen Z demographic in mind. This has been especially effective for businesses using online transaction options with mobile payments in mind.  The same business surveyed by Big Commerce answered that Apple Pay improved the outcome of their online sales, with fewer items being placed in a user’s ‘cart’ being abandoned due to a complicated checkout process.  

Mobile payments are useful for in-store transactions as well. With Apple Pay, anyone with an iPhone or certain iPads can utilize this method. Of course, not all of your customers will have Apple Pay equipped on their devices, or use Apple devices at all, so it is important to have a wide variety of POS solutions in this mobile era. Mobile payments are also generally secure, with multiple levels of authentication before confirming a purchase. For example, if you’re using your iPhone to make a payment via Apple Pay, you will likely have to use your thumbprint. This might also be a reason why many customers would be attracted to the option of using mobile payments to make their purchases.

Of course, there are plenty of risks to mobile payments as well. High-profile data breaches make overarching security a large concern for both business owners and customers. While the payments are generally less expensive than traditional point-of-sale systems, most still require you to purchase new technology and upgrade your terminals. With the variety of mobile devices on the market, a one-size fits all option can be very difficult to implement.

In conclusion, if you are willing to outfit your Point-of-Sale terminals with the necessary tech, mobile payments can be a rather convenient addition to your merchant services solutions that can also help improve the customer experience. Online check-out buttons attached to mobile payments have proven to make online sales easier for merchants and buyers. If you are hoping to attract a younger demographic, mobile payment solutions can be a great way to go about it.

Is a mobile payment solution right for your business?

Reducing your Workplace Waste

One way to help make a positive impact on our planet is to think about the ways you and your colleagues can reduce the waste you generate at work. But waste management can be expensive! From printing to drinking habits, here are some of our suggestions for maintaining a cost-effective, waste-conscious work life.

Paper and Printing:

This may seem obvious, but one key area where most businesses could improve is paper waste. With today’s technology, it is easier than ever to maintain a paperless workplace, and doing so could save time and money and reduce waste.

Utilizing services like Google Docs and Dropbox allows co-workers to collaborate, review and send files from person to person without ever using a printer. Even when printing is necessary, printing double-sided, black and white and in draft mode are all ways to reduce the amount of paper and ink you are using. Create a culture at your workplace where printing isn’t the default – it’s a decision made after thinking about whether a printed copy of a document is truly necessary.

When it comes to recycling paper, remember that convenience is key – so make sure the recycling bin is easy to find. If every desk in your office has a small recycling bin, the amount of recyclable paper ending up in the trash will decrease.

Office Supplies:

Many of the products we buy for work come with a lot of packaging. It is possible, however, for you to make the conscious effort to search for products and alternatives with little to no packaging. One example might be buying things like pens in bulk rather than in smaller, individual packages. You can also search for companies that deliver in your area via returnable containers, cutting back on the overall waste and impact of your operations.

Be sure to recycle electronic equipment and batteries that might otherwise end up in the trash. The Balance recommends that small businesses looking to cut back on waste “… don’t allow obsolete equipment to take up space and collect dust. The sooner it is recycled, the quicker that valuable resources will be available for reuse, thus avoiding the processing of more virgin materials.”

You can also change habits to make office supplies last longer. Remind employees to clean the tips of their pens and keep them in a cool, dry place when not in use to expand their life cycle. Losing track of pen and marker caps creates waste and is an unnecessary expense. As well, using supplies that are more environmentally conscious – like paper clips instead of staples – can save money in the long run. Even investing in refillable fountain pens rather than one-use ballpoint pens has a positive environmental and financial impact.

Other important items that are easy to reuse are binders and file folders. By providing your employees with labeling stickers rather than endless folders, you’ll be able to write over old labels and reuse these organization tools again and again.

Personal Initiative:

As much as it is important to change the office culture surrounding waste, you must also lead by example. Packing a lunch, bringing a reusable mug and water bottle and avoiding paper plates and plastic utensils at lunch are all good habits that will eliminate waste. Make a company policy banning plastic water bottles and provide company-branded reusable water bottles to your employees as replacements. These initiatives will save your business money in the long run and leave a positive imprint on the environment in the process.

In conclusion…

There are so many ways to reduce your waste spending and your environmental impact at work. It really is a win-win situation, if you are willing to put the thought and time into changing your habits and your office culture.