COST REDUCTION CONSULTANTS

Clinton Township, Michigan

Steve Dicker

Strategic-Partner
Office: 586-703-4033

Office Information

15566 Christopher Court Clinton Township, Michigan – 48035
586-703-4033
Contact Us Learn More

Who Am I?

Prior to becoming a Strategic-Partner with Schooley Mitchell, I worked in the banking industry for over 35 years. I spent my time in small business lending, asset-based lending, commercial banking, and middle market banking. The recurring theme I learned in my 35 years of banking is the importance of having adequate working capital to fund operations. With Schooley Mitchell, I am now helping businesses fund their working capital by increasing their business equity through expense optimization.

Small Business: I started my banking career in small business lending. This gave me great appreciation of the many hats the owner of a small business must wear and how they are always the first one to work and the last one to be paid. I am grateful to save small business owners time and act as an extension of their management team to optimize business expenses at no extra cost to them.

Asset-Based Lending: My time helping businesses that required asset-based lending gave me the greatest appreciation of the working capital needs of a business. In asset-based lending, I was either dealing with a business that was outgrowing its working capital or a business that was depleting its working capital through losses. Under either scenario, management’s time and energy were focused on putting out fires instead of planning for the future. Money saved through reducing expenses is the most cost-effective and I am thrilled to be able to help those businesses that need cost-cutting the most at no new cost to them.

Commercial Banking & Middle Market Banking: Commercial and middle market banking is primarily helping businesses grow and get to the next level. That could entail organic growth or growth through acquisition, both needing sufficient working capital to take that next step. This requires a tremendous amount of planning and seeking opportunities beyond the four walls of the business. I am honored to focus on expense optimization while management strategizes their growth and contributes to the needed working capital.

Strategic Expense Optimization • Zero Out-of-Pocket Cost • Working Capital Optimization

What Do I Do Now?

I help businesses reduce their expenses and boost profitability to enhance working capital to fund operations. Our cost reduction experts identify hidden fees, recover overcharges, and negotiate better rates and terms with your vendors, ensuring you pay only for the services you actually need and use. Our process is risk-free, result-driven, and designed to deliver long-term savings, improve cash flow, and increase EBITDA to help fund working capital needs that will lower borrowing costs and increase the valuation of your business.

Minimal Effort from Your Team

You focus on growth, not chasing expenses. We handle the entire process from review to implementation, so you can stay focused on revenue-generating activities.

Stronger EBITDA & Cash Flow

Every dollar of cost reduction flows straight to your EBITDA, boosting your profitability, strengthening cash flow, and enhancing your business’s financial health.

Lower Borrowing Costs

A stronger EBITDA positions you as a safer borrower to banks, increasing access to financing, improving creditworthiness, and securing lower interest rates for your business.

Higher Business Valuation

A stronger financial foundation and higher EBITDA drive a higher valuation multiple, positioning you for a more profitable sale and better exit strategy if you choose to sell.

Risk-Free Engagement

You only pay if we deliver savings. If no savings are found, you receive a complimentary business valuation at no cost to you.

Contact Us

When it comes to saving money for your business, the best time to start is right now. Reach out today for a risk-free analysis of your business expenses.

Schooley Mitchell saves our clients an average of 28%, and our entire process takes less than two hours of your time on average. Stop paying your vendors more than you need to. Let Schooley Mitchell put that money back in your pocket.







    By providing a telephone number and submitting this form, you are consenting to be contacted by SMS text message. Message & data rates may apply. Message frequency may vary. Reply "Help" for more information. You can reply "STOP" to opt-out of further messaging.